Information about health plans for unit
NOTE: These are
NOT MTA or MCCC Plans.
who do not have health benefits.
These are plans offered through the
The Nongroup Health Insurance Program
Massachusetts residents who are not
eligible for employer-based health coverage can purchase
nongroup health care insurance or coverage from any carrier
offering plans. Carriers offering this coverage may not
refuse any applicants based on their health nor impose
preexisting condition exclusions or waiting
There is a continuous open enrollment
period so that your coverage will become effective within 30
days of submitting an application
As a cost comparison, the commonwealth's group health
plans offered to full-time and more-than-half-time employees
cost, on average, $377 per month for a single plan, and $890
per month for a family plan.
From the Nongroup
Health Insurance official web page:
Are there any other options if I can't afford health
Yes, there are a number of different health programs that
might assist you or your family. They are:
a comprehensive health insurance program and premium
assistance program for parents, children, senior
citizens, and persons who are disabled or unemployed.
Call 1-800-841-2900 for more information and an
- Children's Medical
Security Plan (CMSP): a limited health insurance
program for children providing only primary and
preventive health care. Call 1-800-909-2677, or in
Berkshire, Hampshire and Franklin counties, call
The CMSP provides access to primary care and preventive
services for children and adolescents through a health
insurance program through age 18. Download
a PDF file for printing and viewing (10K)
Security Plan: health insurance for people collecting
unemployment benefits. Call 1-800-914-4455 for more
information and an application.
- "Free Care": In addition
to the above, if you have a medical emergency and you do
not have health insurance, you can ask the hospital for
an application for "free care."
Consumer's Guide to Getting and Keeping Health Insurance in
Massachusetts for more information.
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